Privacy Policy

Last modified on: March 3, 2026

We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services to obtain workers’ compensation insurance quotes.

Please read this policy carefully. If you disagree with its terms, please discontinue use of the Site.

1. Information We Collect

a. Information You Provide Directly

When you request a workers’ compensation insurance quote or otherwise interact with our Site, we may collect the following information:

Business name and contact information (name, email address, phone number, mailing address)
Industry type and nature of business operations
Number of employees and job classifications
Annual payroll estimates
Business zip code and state of operation
Workers’ compensation claims history
Federal Employer Identification Number (FEIN), if provided
Any other information you voluntarily submit through our quote forms or contact forms

b. Information Collected Automatically

When you visit our Site, we may automatically collect certain technical information, including:

IP address and approximate geographic location
Browser type and version
Device type and operating system
Pages visited, time spent on pages, and links clicked
Referring URL and exit pages
Date and time of your visit

c. Information from Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to collect information about your browsing behavior on our Site. You can control cookie settings through your browser; however, disabling cookies may affect certain features of the Site.

2. How We Use Your Information

We use the information we collect for the following purposes:

To generate and deliver workers’ compensation insurance quotes
To connect you with licensed insurance carriers and agents
To communicate with you about your quote requests, policy options, and our services
To send follow-up communications related to your inquiry (e.g., by phone, email, or SMS, where you have provided consent)
To improve our Site, services, and user experience
To comply with legal obligations and regulatory requirements
To detect, prevent, and address fraud or other unauthorized activity
To analyze usage trends and measure the effectiveness of our marketing

3. How We Share Your Information

We do not sell your personal information. However, we may share your information in the following circumstances:

a. Insurance Carriers and Partners

When you request a quote, we share your information with licensed insurance carriers, brokers, and agents in our network who may contact you with coverage options. By submitting a quote request on workerscompinsurancequotes.com, you consent to being contacted by these third-party providers.

b. Service Providers

We may share your information with third-party vendors who assist us with website hosting, analytics, email delivery, customer support, and other business functions. These providers are contractually obligated to protect your information and may only use it for the purposes we specify.

c. Legal Requirements

We may disclose your information if required to do so by law or in response to valid legal process, such as a court order, subpoena, or government agency request.

d. Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred to the successor entity. We will notify you of any such change via a notice on our Site or by email.

3. How We Share Your Information

We do not sell your personal information. However, we may share your information in the following circumstances:

a. Insurance Carriers and Partners

b. Service Providers

c. Legal Requirements

We may disclose your information if required to do so by law or in response to valid legal process, such as a court order, subpoena, or government agency request.

d. Business Transfers

4. Telephone Consumer Protection Act (TCPA) Consent

By submitting your phone number through our quote request form, you expressly consent to receive autodialed, pre-recorded, or artificial voice calls and/or SMS text messages from us and our insurance carrier partners at the number provided, even if your number is on a national or state Do Not Call registry. Consent is not a condition of purchasing any goods or services.

You may opt out of receiving calls or texts at any time by replying STOP to any text message or by contacting us directly using the information below.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we will securely delete or anonymize it.

6. Security of Your Information

We implement commercially reasonable technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include data encryption (SSL/TLS), access controls, and secure server infrastructure.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Third-Party Links

Our Site may contain links to third-party websites, including insurance carriers and other resources. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children’s Privacy

Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a child under 18, please contact us immediately and we will take steps to delete such information.

9. Your Privacy Rights

a. California Residents (CCPA/CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

Right to Know: You may request information about the categories and specific pieces of personal information we have collected about you.
Right to Delete: You may request deletion of your personal information, subject to certain exceptions.
Right to Correct: You may request correction of inaccurate personal information.
Right to Opt-Out: You may opt out of the sale or sharing of your personal information.
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To submit a request, please contact us using the information in Section 11 below.

b. Other State Privacy Rights

Residents of Virginia, Colorado, Connecticut, Texas, and other states with applicable privacy laws may have similar rights regarding their personal information. Please contact us to exercise any applicable rights under your state’s law.

10. Cookies and Opt-Out Options

You may opt out of interest-based advertising and certain tracking technologies using the following resources:

Network Advertising Initiative (NAI): optout.networkadvertising.org
Digital Advertising Alliance (DAA): optout.aboutads.info
Google Analytics Opt-Out: tools.google.com/dlpage/gaoptout

Please note that opting out does not mean you will stop seeing ads — it means the ads you see may not be tailored to your interests.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. When we do, we will revise the Effective Date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.

Your continued use of the Site after any changes constitutes your acceptance of the updated Privacy Policy.